Background of the Study
Strategic partnerships play a vital role in the growth and sustainability of businesses, especially for startups in competitive and dynamic industries. Fintech startups, in particular, operate in a sector characterized by rapid technological advancements, complex regulations, and the need for strong customer trust (Adeoye & Oloyede, 2024).
In Niger State, fintech startups are emerging as key players in transforming the financial services sector by offering innovative solutions like mobile banking, digital payments, and financial inclusion for underserved populations. Strategic partnerships with financial institutions, technology providers, and government agencies are critical for these startups to scale their operations, access funding, and navigate regulatory challenges (Ogunyemi & Hassan, 2023).
This study investigates how strategic partnerships contribute to the business growth of fintech startups in Niger State, offering insights into the key factors that foster successful collaborations.
Statement of the Problem
Fintech startups in Niger State face several challenges, including limited access to capital, regulatory hurdles, and competition from established financial institutions. While strategic partnerships can provide essential resources and capabilities, many startups struggle to identify the right partners or navigate partnership complexities (Zubair & Bello, 2025).
Although the role of strategic partnerships in business growth has been widely acknowledged, there is a lack of research focusing on fintech startups in Niger State. This study seeks to address this gap by exploring the impact of strategic partnerships on the growth trajectories of these firms.
Objectives of the Study
Research Questions
Research Hypotheses
Scope and Limitations of the Study
The study focuses on fintech startups in Niger State, from 2023 to 2025, examining the role of strategic partnerships in their growth. It excludes other sectors and regions. Limitations include the potential reluctance of startups to share sensitive partnership data and varying levels of partnership maturity.
Definitions of Terms
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